Terms and Conditions

Effective Date: March 20, 2026

Last Updated: March 21, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the FMS Studio website located at fms.studio and related online content, communications, and features made available through the site.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, do not use the website.

If you engage with FMS Studio as a partner, client, or authorized business contact in connection with onboarding, paid services, booking, or deliverables, you are also subject to our Partner Terms, which supplement these Terms.

Separate written agreements, proposals, statements of work, invoices, or other service-specific terms may apply to purchased services. If a separate written agreement applies to a service engagement, that agreement will control in the event of a conflict with these Terms.

Website Use

You may use this website only for lawful purposes and in accordance with these Terms. You agree not to misuse the site, interfere with its operation, attempt unauthorized access, submit false information, or use the site in a manner that could harm FMS Studio or others.

Intellectual Property

Unless otherwise stated, the website, its design, branding, text, graphics, layout, and other content are owned by or licensed to FMS Studio and are protected by applicable intellectual property laws. You may not copy, reproduce, republish, distribute, modify, or create derivative works from website content without prior written permission.

Third-Party Links and Tools

This website may reference or link to third-party websites, platforms, tools, or services (including scheduling, payment, calendar, and AI-content tools). FMS Studio is not responsible for third-party content, availability, terms, or privacy practices. Your use of third-party services is subject to their own terms and policies.

Service Information

FMS Studio may offer or describe services including AI-powered lead generation, business software development, websites, automation systems, digital marketing support, payment-related technical integrations, monetization systems, and related consulting or implementation services.

AI-Assisted Services

Certain FMS Studio services use artificial intelligence tools and automated systems to generate marketing content, landing pages, ad copy, and other deliverables. AI-generated outputs are produced from information provided by the client or partner and are intended as a starting point; they may require review and editing before use. FMS Studio does not warrant that AI-generated content is error-free, legally compliant in every jurisdiction, or suitable for every use case. Clients and partners are responsible for reviewing and approving all content before publication or reliance.

Separate Service Engagements

Website content is provided for general informational purposes and does not by itself create a client relationship, project commitment, delivery obligation, or guaranteed scope of work. Service engagements are subject to separate approval, availability, and written commercial terms where applicable.

Fees and Payment

Fees, billing terms, deposits, payment schedules, refund terms, and deliverable conditions for paid services, if any, will be governed by the applicable Partner Terms, proposal, invoice, statement of work, or other written agreement. FMS Studio does not lock specific pricing on this page; current fees are disclosed at the time of checkout, onboarding, or invoicing.

Client Responsibilities

Clients are responsible for the accuracy, legality, and completeness of materials, data, instructions, credentials, approvals, and business information they provide. Clients are also responsible for obtaining their own legal, tax, compliance, accounting, and regulatory advice where needed.

Financial, Legal, and Compliance Disclaimer

FMS Studio is not a bank, money transmitter, payment processor, lender, broker, law firm, or tax advisory firm. We do not provide legal advice, tax advice, investment advice, banking services, or regulatory determinations.

Any guidance related to payments, financial technology systems, monetization, integrations, compliance considerations, or technical implementations is provided for general technical or operational purposes only. Clients remain solely responsible for regulatory compliance, licensing, processor approvals, security obligations, and business decisions.

No Guarantee of Results

FMS Studio does not guarantee any specific outcome, including lead volume, conversion rate, revenue, profitability, processor approval, uptime, ranking position, or business performance. Results depend on many factors outside our control, including market conditions, client responsiveness, and third-party platform behavior.

Disclaimer of Warranties

The website, its content, and any services described on it are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.

Limitation of Liability

To the maximum extent permitted by law, FMS Studio will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity arising out of or related to the use of this website or reliance on its content.

To the extent permitted by law, FMS Studio's total aggregate liability for all claims arising out of or related to the use of this website will not exceed the greater of (a) the amounts you paid to FMS Studio in the twelve (12) months preceding the claim, or (b) one hundred U.S. dollars ($100).

Indemnification

You agree to defend, indemnify, and hold harmless FMS Studio from and against claims, liabilities, damages, losses, and expenses arising out of your misuse of the website, your violation of these Terms, or your infringement of any third-party rights.

Termination or Suspension

We reserve the right to restrict, suspend, or terminate access to the website or related services at any time, including where we believe misuse, abuse, unlawful activity, security concerns, or violation of these Terms has occurred.

Force Majeure

FMS Studio will not be liable for any delay or failure to perform obligations under these Terms caused by events beyond our reasonable control, including natural disasters, acts of government, internet or infrastructure outages, third-party platform failures (including payment-processor, AI-service, or calendar-service outages), labor disputes, cyberattacks, or other force majeure events.

Dispute Resolution

Any dispute arising out of or relating to these Terms will be resolved exclusively in the state or federal courts located in Los Angeles County, California, and you consent to the personal jurisdiction of those courts. Before filing a formal claim, you agree to attempt to resolve the dispute informally by contacting hello@fms.studio and allowing thirty (30) days for resolution.

Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

General Provisions

If any provision of these Terms is held to be unenforceable, the remaining provisions will remain in full force and effect (severability). Our failure to enforce any provision is not a waiver of that or any other provision. These Terms, together with any applicable Partner Terms, proposal, or written agreement, constitute the entire agreement between you and FMS Studio regarding the subject matter herein. You may not assign your rights or obligations under these Terms without our prior written consent. FMS Studio may assign these Terms in connection with a merger, acquisition, reorganization, or sale of all or substantially all of its assets.

Changes to These Terms

We may update these Terms from time to time. Updated versions will be posted on this page with a revised “Last Updated” date. Continued use of the website after changes become effective constitutes acceptance of the revised Terms.

Contact

For questions regarding these Terms, contact hello@fms.studio.

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